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Why are credit cards useful

Another ease of using credit cards is that they are widely accepted at large and small retailers and also greatly facilitate online shopping.

When should I not use a credit card?

Credit card companies offer users the benefit of making purchases while paying for them later. However, while the offers made by credit card companies might sound very appealing, you must be aware that credit cards have their stated benefits only when used with great care and sensibility. Indiscriminate spending beyond one's means is a sure no as a

Understanding credit checks

What is a credit check?A credit check is an inquiry to assess your credit score which is a number that is given to you after assessing your current credit, liabilities, payment history and so on.Why is a credit check done?A credit check is normally required for a bank or any other financial institution that lends you money or offers you a line of c

Some facts on credit check

A credit check is a thorough assessment of all the credit accounts you possess and whether you have made the necessary repayments on time without defaulting or delaying payment. Banks normally run credit checks, credit card companies and other financial institutions that offer their customers a line of credit to assess their credit worthiness.There